Buy to Let

Getting the right mortgage

Finding the right buy to let property with the right yield is important, but if you select the wrong lender or product your profits or capital growth will be eroded.

You may be looking to buy your first investment property, or perhaps adding to an existing portfolio. You may want to borrow more money against properties you already own, or just want to change schemes. Picking the right buy to let scheme is vitally important.

There are suitable buy to let schemes available to meet most requirements, but finding the right one may not be as easy as it looks. There is so much to consider, including:

  • Do you want to pay “interest only” or reduce the capital balance as well.
  • Do you want to stabilise payments by benefiting from a fixed rate, or perhaps a discounted scheme with lower initial payments is more important?
  • Are you likely to want to repay the mortgage early, but want to avoid penalties, in which case a Tracker may be more suitable.
  • If you want to maximise borrowing against a modest yield, are you willing to have redemption penalties that exceed the initial mortgage incentive period. What if rental income does not justify the advance required, using the product you want?
  • Do you want your own income to be taken into account, or do you need the high yield from other properties to be taken into account when assessing the maximum funding available.
  • Do you want the flexibility to overpay and underpay on your mortgage, or perhaps to sell a property and replace it with another without incurring penalties?

What ever your preferences, just let us know and we will match them to the property details and we will identify the best solution for you. If we are unable to find an exact match we will offer alternatives for your consideration.

If you need to finance any property investment you can call us today on 01738 628191 or fill in our enquiry form below. Which ever way you choose to contact us we will be happy to assist in any way we can.

Click here to use our enquiry form

Click here to use our Mortgage calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Home Movers

Mortgages for Home Movers

Buying a new home can sometimes be as daunting as buying your first home. However at Perth Mortgage Centre we can help you find the right mortgage to suit your own particular needs and we will also help you with the whole application process saving you valuable time and effort.

Contact us now by completing the enquiry form below.

Click here to make an enquiry

Click here to use our Mortgage calculator

Your home may be repossessed if you do not keep up repayments on your mortgage.

First Time Buyers

Getting the right mortgage.

As house prices are now rising, obtaining a mortgage has become more difficult for first time buyers, especially if you don't have a decent deposit or you cannot afford a mortgage on your income alone. However there are options available to help first time buyers secure a mortgage and Perth Mortgage Centre can assist you in making the right decision.

Click here to make an enquiry

Click here to use our Mortgage calculator

Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgages

Getting the right mortgage

A Remortgage is ideal if you are thinking of switching your mortgage deal for a better mortgage rate or increasing the size of your home loan. Perth Mortgage Centre has access to a comprehensive range of lenders enabling us to offer you the most suitable remortgage deals. Our mortgage calculator can quickly work out a guide to what your new monthly payment may be.

Click here to make an enquiry

Click here to use our Mortgage calculator

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages

Getting the right mortgage

Choosing the right mortgage is probably the biggest decision you’ll have to make when buying your new home.

We can help make the whole mortgage process much simpler. With literally hundreds of mortgage deals available, its easy to get confused about which one is right for you, even if you’ve been through it before. Is a fixed rate the right route? What about cashback or tracker mortgages? Which lender offers the most suitable rates?

We can offer you expert guidance and help take the worry out of finding the right mortgage and then process your application. Not only will it help you decide on the right mortgage type, we also help you find the right deal. At Perth Mortgage Centre we offer a comprehensive range of mortgages from across the market, which means that we can access mortgage products from a wide range of the UK's leading lenders and you can be confident that the mortgage we recommend is ideal for you.

  • Decision in Principle in 15 minutes - subject to status
  • Up to 95% lending available subject to status
  • Our mortgage service provides you with up to the minute lender rates whether you are looking for your mortgage for your first home, re-mortgaging your existing home, looking for a new home or a mortgage for a buy-to-let property. Buy to Let mortgages are not regulated by the Financial Conduct Authority. For a quick decision contact us now on 01738 628191 or alternatively complete our On-line Enquiry Form below.

We are here to help secure the most suitable mortgage for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Click here to make an enquiry

Click here to use our Mortgage calculator